No Courtesy Car If Car Written Off By Insurance
No Courtesy Car If My Car Is Written Off
Car accident and your car is written off? It comes as a surprise to many motorists that no courtesy car is provided if your car is written off. This is actually quite a common problem after a car accident, however there are solutions available and at no cost to you. Knowing your rights to a courtesy car after an accident and after your car is written off can be very useful when finding the best solution for you.
Car Written Off No Courtesy Car?
Has your car been written off and you have no courtesy car? This can be a more common situation than you might expect with recent research showing that 386,000 vehicles are written off by Uk insurance companies each year. If you have been involved in a car accident with another insured vehicle, you expect your own insurance company to provide a courtesy car after the accident, regardless of your vehicle write off status. However this of often not the case, 80% of UK car insurance policy holders will only receive a courtesy car if their vehicle is repairable or until their vehicle is declared a write off.
There are also a large number of car insurance companies that provide a courtesy car after an accident for 14 days only when your car is written off. This still ultimately leaves motorists with a problem, no courtesy car and without receiving their vehicle claim write off settlement payment. The problem of no courtesy car if a car is written off is a real headache for many motorist.
24hr Help: 0800 321 7320
No Courtesy Car If Car Is Written Off? The Solutions
No courtesy car if written off by an insurer? We can help you.
Did you know that if the accident was not your fault your are legally entitled to a like for like courtesy car after the accident. This means that it is your legal right to receive a courtesy car of the same size, standard and specification to your own vehicle until your own car claim for the vehicle write off is settled.
You are entitled to receive the courtesy car at no cost to you, the at fault drivers insurance company are responsible to cover the cost of a suitable courtesy car after the accident. You keep the courtesy car until your own car write off claim payment is received.
We can provide a like for like courtesy car after an non fault car accident even if your insurance company write off your car. If you find that your insurance company are taking back your courtesy car due to a write off claim we can provide a replacement courtesy car in this situation as well. The post accident courtesy car are provided at no cost to you and until your vehicle claim is settled. We can also assist with your vehicle claim if required.
Car Write Off No Courtesy Car? We Can Help You
Compass Hire specialise in the provision of a like for like courtesy car after a non fault car accident. We provide a nationwide UK service including all of Scotland and Northern Ireland. We are open 24 hours a day and provide courtesy cars nationwide with delivery of the courtesy car directly to your home address or place of work.
We only provide a courtesy car when it is suitable given your individual accident circumstances. To do this we contact the at fault drivers insurance company and arrange everything for you. Our team ensure the courtesy car service is suitable for you by carrying a series of checks with that at fault drivers insurance company prior to arranging the courtesy car.
We act only upon your instruction and in your best interest guaranteeing your peace of mind. The service is provided at no cost to you or your insurance company.
No Courtesy Car After Write Off
Want to know more about your entitlement to claim a courtesy car after a non fault accident visit our legal page, for information on claiming a courtesy car directly from the at fault drivers insurance company visit our how to claim directly with your insurance company. For general information on claiming after a non fault car accident visit our how to claim after a non fault car accident page or how to claim a courtesy car after a minor car accident page.0
For independent consumer advice about how courtesy car service work after non fault car accidents visit this link to the UK Government Citizens Advice page for details.
If your need a courtesy car after a non fault accident contact a member of our team
24hr Help: 0800 321 7320
If your insurance company do not offer a courtesy car, or they have a no courtesy car if written off policy, we can help if the accident was not your fault.
What Are The Conditions Of Entitlement To A Courtesy Car If Your Car Is Written Off?
The conditions of entitlement to a courtesy car after an accident if your car is written off depend upon the service type. Firstly we will look at non fault car accidents and your entitlement to a courtesy car after the accident, how long you can keep the courtesy car if your own car is written off. And what are the conditions to find out if this type of service is suitable. If you need help getting a courtesy car if your car is written off and would rather speak to someone, call a member of the Compass Hire Team or visit our legal page to understand your rights and entitlements claim a courtesy car after a non fault car accident
Getting A Courtesy Car Will Depend Upon Liability
The most important factor in getting a courtesy car after an accident, the accident must not have been your fault. You must not be liable for the accident. The accident must have been the responsibility of another insured road user or suitably insured object.
This is because your entitlement is based upon the the fact the at fault drivers insurance company, or the liable insurance company have a obligation to put you back into the position you were in prior to the accident. This includes covering the cost of a suitable like for like courtesy car until they have settled your vehicle damage claim.
Your Own Vehicle Status Is Important
It is important to ensure that you and your own vehicle were fully road legal at the time of the accident. To obtain a courtesy vehicle via a non fault courtesy car service like Compass Hire, you must be correctly insured to drive the vehicle at the time of accident. Your vehicle must have been taxed, MOT'ed and you should hold a full UK/EU drivers license. If any of these factors are not correctly in place then a non fault accident courtesy car service would not be suitable. However if your vehicle status was all correct at the time of the accident Compass Hire can assist you. Visit our information required to arrange a courtesy car page for details or to arrange a courtesy car today.
Courtesy Car Must Be Requested Quickly After An Accident
The accident must have been within the last 14 days. This is because any delay beyond 14 days from the accident date can create problems in recovering the courtesy car charges and the delay in obtaining the courtesy car would mean this type of service would not be suitable. The only situation this would be be different would be if you have been injured in the accident and not fit to drive as a result. Or you have been unable to progress the vehicle claim as result of being on holiday for example.
No Courtesy Car When Car Is written Off. Your Options To Obtaining A Courtesy Car After An accident
There are various solutions to getting a courtesy car after your own can is written off. However most of the the courtesy car services like Compass Hire, can only help if the accident was not your fault. The following list will give you examples of available options to obtain a courtesy car after an accident when your own car is written off by an insurance company.
Non Fault Accident Courtesy Car Service:
- Compass Hire Courtesy Car Service
- Credit Hire Courtesy Car Services
- The At Fault Insurance Company
- Before The Even Car Hire Policy
- Guaranteed Car Hire Policy
At Fault Accident Courtesy Car Services:
- Insurance Vehicle Repair Centre
- Before The Even Car Hire Policy
- Guaranteed Car Hire Policy
- Hire A Car On 4 Week Contract Price
- Fault Accident Courtesy Car Options
Insurance Written Off My Car No Courtesy Car Provided
If your insurance company have written off your car and not provided a courtesy car there are a courtesy car services that can help. If the accident was not your fault then independent credit hire courtesy car companies like Compass Hire can help you. You may also be able to contact the at fault drivers insurance company directly and see if they offer a courtesy car service. If the accident was your fault you may be able to take out a after the even post accident courtesy car policy with your insurance company. For further details visit our insurance courtesy car after non fault accident page.
Insurance Company Courtesy Car Services
Insurance companies will often only provide a hire car or courtesy car if you have fully comprehensive car insurance cover. Courtesy cars can often be proved by the insurance companies appointed repair centre. This is fine if the vehicle is repairable but in the even of a write off you will only usually keep the car during the time your vehicle is being assessed. Once conformation of write off is confirmed the courtesy car will often be required to be returned within 48 hours. Some fully comprehensive car insurance polices will provide a guaranteed courtesy car service, so check your policy working to find out your entitlement.
Your fully comprehensive insurance policy will often cover and appoint a third party credit hire courtesy car provider like Compass Hire for courtesy car provision.
Additional policies can be out before the event (pre-accident) which can guarantee use of a courtesy car, or hire car, at no further cost in the even of your vehicle being written off. These polices will usually have a fixed time in which the courtesy car or hire car is provided, most commonly is a 14 day in total entitlement.
If you hold a third party car insurance policy and the accident is not your fault you have full entitlement to a courtesy car from a company like Compass Hire. The courtesy car is again charged to the at fault drivers insurance company so the service is provided at no cost to you.
If hold third party insurance and the accident was your fault, you will usually have no available courtesy car service option via your insurance company or an independent courtesy car service provider.
For full details on getting am insurance courtesy car if your car is written off visit our insurance courtesy car page for further information.
Need A Courtesy Car After An Accident
If your insurance company do not provide a courtesy car when your car is a write off Compass Hire can help. If the accident was not your fault we can provide courtesy car until your vehicle claim is settled, we can even help with your vehicle claim if you do not want to claim with your own insurance company. For further information call a member of out team or visit on of the following service page links to find out more about our non fault accident courtesy car services:
- Courtesy Car After Accident
- Prestige Courtesy Car After Accident
- Courtesy Van After Accident
- Courtesy Motorcycle After Accident
- Credit Hire Courtesy Car
- Courtesy Credit Hire Taxi
- Vehicle Claims
24hr Help: 0800 321 7320